• If the ISA performs well you may be able to pay off your mortgage early or enjoy a lump sum at the end of the repayment period, in addition to paying off your mortgage.
  
  
• ISAs are potentially tax efficient, particulary for higher rate taxpayers.
  
  
• An ISA can be selected to suit your circumstances and risk profile.

• Your debt remains constant throughout the mortgage period.
  
  
• You have no guarantee that you will have sufficient funds to pay off the mortgage at the end of the repayment period, as the ISA could perform below expectations. (By monitoring your ISA's performance, you could make additional contributions during the repayment period if you felt the underlying fund was under performing.)

Latest Mortgages News

03:30 AM US mortgage deal moves forward - Reuters msnbc.com US mortgage deal moves forward Reuters Dozens of states meet deadline to join mortgage deal * Many states won't comment about their participation * Deal faces another setback after banks balk at NY suit * California angling for more control over relief By Aruna Viswanatha and Karen Freifeld ... Banks See Paying Bonus to Troubled Homeowners Beats Foreclosure: MortgagesBloomberg California not among states that OK bank settlementLos Angeles Times Key states move closer to foreclosure-abuse dealWall Street Journal msnbc.com all 484 news articles » 02/07/2012

03:32 AM Banks losing interest in mortgages - Sydney Morning Herald The Age Banks losing interest in mortgages Sydney Morning Herald BANKS could step back from lending to new home owners after making losses on new mortgages written over the last four months, according to the latest banking industry research. A report from UBS Securities says higher wholesale funding costs and ... Wafer-thin mortgage margins push banks towards rate riseThe Australian Smart money is on RBA rate cut, but expert says banks won't pass through cut ...SmartCompany.com.au Banks unlikely to pass on full cutBusiness Spectator Beef Central -NEWS.com.au -The West Australian all 1,174 news articles » 02/07/2012

06:35 AM Bank of England may put limit on mortgage ratios - Telegraph.co.uk Telegraph.co.uk Bank of England may put limit on mortgage ratios Telegraph.co.uk The Bank of England could intervene and cap the maximum mortgages available to borrowers to stop another credit crisis, George Osborne said on Monday night. Before the credit crisis, buyers were offered mortgages worth more than the properties they ... Osborne to allow curbs on size of mortgages to prevent another housing bubbleDaily Mail Osborne outlines bank reform plansThe Press Association Osborne looks to limit damage of 'credit busts'Financial Times all 10 news articles » 02/07/2012

12:12 AM Banks in Mortgage Deal Are Said to Demand New York MERS Lawsuit Be Dropped - Bloomberg Bloomberg Banks in Mortgage Deal Are Said to Demand New York MERS Lawsuit Be Dropped Bloomberg Enlarge image Banks in Mortgage Deal Said to Demand NY Suit Be Dropped Banks in Mortgage Deal Said to Demand NY Suit Be Dropped Victor J. Blue/Bloomberg New York sued Bank of America, JPMorgan and Wells Fargo in state court in Brooklyn, saying their ... Big Banks Face Mortgage Fraud Claims in NYCourthouse News Service Mortgage Settlement Must Punish Banks, Not BystandersPolicyshop (blog) JP Morgan, BoA and Wells Fargo sued over 'fraudulent' mortgage IT systemComputerworldUK EconoMonitor (blog) -BusinessWeek -Bizjournals.com all 73 news articles » 02/07/2012

02:48 AM Mortgage Accord Has More Than 40 States Signed On, Iowa Says - BusinessWeek Mortgage Accord Has More Than 40 States Signed On, Iowa Says BusinessWeek 6 (Bloomberg) -- More than 40 states have signed on to a settlement over mortgage-servicing practices as federal and state officials continue to discuss matters with the five banks involved in the talks, Iowa's attorney general said. 02/07/2012

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